A quick field note on a line most importers skim past until the day they need it.
"Insurance included" on your supplier's invoice rarely means what you think.
Two different things get called insurance on an import. The carrier's liability is one — but it's capped against the weight of your cargo, not the value of it. Lose a pallet of electronics and you claim against the kilos, which can be a sliver of what the goods actually cost you. The other is all-risk marine cargo cover — tied to your real invoice value, door to door.
Most Kuwait importers find out which one they had only after a box turns up crushed or short. By then the claim window is already half gone.
Three questions before it ships
Before your next shipment leaves origin, ask:
- What's actually covered — carrier liability, or all-risk cargo insurance?
- From which point to which point — port to port, or door to door?
- Valued against what — your invoice value, or your cargo's weight?
If your forwarder can't answer those three in one line each, you're the one carrying the risk.
Tell us the lane and what's moving — we'll tell you where your cover stops and what it would take to close the gap. Request a quote.